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Swish

Sweden's most-loved payment method — direct into the till

8 in 10 Swedes have Swish. Samlink supports both static QR (offline fallback) and dynamic payments that lock the order total per transaction. Funds land directly in the restaurant's bank account.

How it works

  1. 1

    Guest scans the QR

    QR at the till or table opens Swish with the amount pre-filled.

  2. 2

    Confirms in-app

    Guest verifies with BankID. ~8 seconds.

  3. 3

    Receipt instantly

    Confirmation on the till + email receipt. No paper roll needed.

Why it works

Money in your account immediately

No 1-2 day card-payout delay. Cash flow the same second.

No card fees

Your bank charges ~1-2 SEK per transaction instead of 1-2% of the total.

Works offline

Static QR keeps working when 4G drops — guest types the amount manually in Swish.

No hardware needed

Print the QR, tape it to the till. Done.

FAQ

What does it cost?+

Your bank's Swish Handel fee — typically 1-2 SEK per transaction. Samlink charges nothing extra.

Do I need a separate bank agreement?+

Yes — a Swish Handel agreement is signed with your bank against the restaurant's org number. We guide you through setup.

How fast do payouts arrive?+

Instantly. The money is in your business account before the guest leaves.

What if the customer cancels mid-flow?+

No transaction occurs. The POS marks the payment as cancelled and you can pick another method without friction.

Best for

Industries where this payment method shines.

Ready to get started?

7 days free. No card. Cancel any time.

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